101 Businesses You Can Start with Less Than One Thousand Dollars: For Retirees (101 Businesses You Can Start with Less Than One Thousand Dollars) | 
 enlarge | Author: Heather Shepard
Publisher: Atlantic Publishing Company (FL)
Category: Book
List Price: $21.95
Buy New: $13.06
You Save: $8.89 (41%)
New (21) Used (8) from $12.86
Rating:  8 reviews
Sales Rank: 596814
Media: Paperback
Pages: 288
Number Of Items: 1
Shipping Weight (lbs): 1
Dimensions (in): 8.9 x 6 x 0.8
ISBN: 0910627894
Dewey Decimal Number: 658.11
EAN: 9780910627894
ASIN: 0910627894
Publication Date: September 20, 2007
Availability: Usually ships in 1-2 business days
Shipping: Expedited shipping available
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Product Description
According to a study by the U.S. Department of Health and Human Services, people starting their working careers will face the following situation when they retire age at age 65: they will have annual incomes between $4,000.00 and $26,000.00. According to the Social Security Administration, today's retirees can only count on corporate pensions and Social Security for 61 percent of their income at retirement. The remainder must come from other sources. If the same holds true in the future, today s workers need to accumulate enough in personal savings to make up a 39 percent shortfall in their retirement income. The solution for many after they have played enough golf and caught enough fish will be to start a small part-time business. Detailed in this new book are over 100 business ideas that can be started for very little money and yet may provide retired people with a lot more money than they would earn being paid by the hour. This is a collection of businesses selected especially for retirees who are interested in augmenting their income. These businesses can be started with minimum training and investment and are all capable of producing extra income. Most can easily be operated by one person and eventually be sold for an additional profit. Many of these businesses can actually be started with less than one hundred dollars and some can really be started with next to nothing. Some can even be operated from home. Starting and managing a business takes motivation and talent. It also takes research and planning. This new book is intended to serve as a roadmap for starting your business. It is both comprehensive and easy to use. It also includes numerous Web links for additional information. While providing detailed instruction and examples, the author leads you in developing a winning business plan, setting up the structure of the business and accounting and bookkeeping procedures, tending to legal concerns, devising sales and marketing techniques, calculating pricing formulas, getting the right computer systems to save time and money, generating high-profile public relations and publicity, developing low-cost internal marketing ideas, finding low- and no-cost ways to satisfy customers, building sales, and keeping customers coming back. Thousands of great tips and useful guidelines will show you how make the most of your retirement years.
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| Customer Reviews: Read 3 more reviews...
 101 great ideas! August 15, 2008
Q. E. Brown (Monterey.CA)
I am no where near retirement age, but with my parents getting closer and closer to that phase out stage I am increasingly aware of the need for them to have something that they can call their own. An income producing business that will allow them the flexibility of long vacations visiting the grandkids, or just weekends off when they need it.
Heather L. Shepard comes to the rescue with her timely book, "101 Businesses you can start for less than One Thousand Dollars for Retirees". This book is informative while telling it like it is. Starting your own business is not easy and you are not going to get rich quick. And this is a good way to start the book because it's been my experience that any book that makes making money sound simple will not deliver between the covers. The meat of Ms. Shepard's book does not fail to deliver. Ms. Shepard gives an honest look into starting your own home business and goes on to give a step- by- step guideline for getting it done. She first explores whether or not starting a home business is what you should even attempt. After all not everyone is able to manage himself or herself. She then goes on to tell, in detail, how to do it. This is refreshing as so many how to books tell you what to do, but fall short on the "how to do".
The text is presented in a readable format that won't leave retirees bored or re-reading paragraphs over and over trying to pick apart the meaning. I am sure that this alone will make this book popular amongst the retiree set. My parents, who love to read, do not enjoy wasting their time trying to dissect verbose paragraphs that lead to nowhere.
The personal profiles presented in the book were a nice addition as well. Ms. Shepard gives an in depth look into how these people took their businesses from concept to reality. The profiles were interesting to read and encouraging to any retiree who is not quite ready to hang up their "work shoes".
What makes this book a jewel is that Ms. Shepard then goes on to give ideas for the kinds of businesses that retirees can start and provides detailed information on how much it will cost, how much you can expect to make, and how much time and energy you will have to put into making a go at each prospective business. She also references helpful websites and organizations that retirees can use for guidance.
This book is a must have for anyone who is ready to call their own shots.
great tool for starting a business August 5, 2008
Karolina Blaha-black (Denton, TX United States)
Heather Shepherd's book, "101 Businesses that you can Start with Less Than One Thousand Dollars; For Retirees," is a handy little book that every entrepreneur should own. Even though the book is geared toward the retired community, it would serve just as well to anyone else trying to start a business, such as employed people, stay-at-home parents, and even students.
This thorough book is organized in an easy timeline format, from the seed idea to the grand opening celebration of your business. The ten chapters teach the would-be-businessperson how to choose the business that's right for them, how to create a business plan, how to obtain a business loan, how to set up a home office, and other important parts. Some of the chapters are interactive with questions to evaluate your business skills, with checklists and forms to help you on your way, as well as some success stories.
The book includes a lengthy alphabetized list of business career options, in case the entrepreneur is undecided about which business to start. Each business option is conveniently broken down into several sections, such as your main duties, how much will the business make, target clientele, and helpful online and book resources, to name a few. The list of businesses includes anything from an astrologer to animal trainer and beyond. Most importantly, as the author suggest, one must believe in themselves and in their product to make their chosen business a successful venture.
Better Than Most Advice July 30, 2008
Sandra A. Eckert (Freelance Writer, Hershey, PA)
Sandy Eckert
Book Review 101 Businesses You Can Start With Less Than $1,000: For Retirees ***** (5 stars)
101 Businesses You Can Start With Less Than $1,000: For Retirees is not an all-you-have-to-do-is-dream how-to. It is a well organized succinct book that tells retirees how to consider, invest in, open and operate a business based on an enjoyed activity, often a hobby. It is a think-invest-work book.
In good old plain English author Heather L. Shepherd describes every aspect of setting yourself up in business, from the pros and cons of self-employment and business plan to financing and expanding your retirement career.
That business plan can make or break you, writes Shepherd. In fact, "business plans are the most essential part of getting your business off the ground and in finding funding for your business." A lender won't even talk to you until seeing a business plan that contains all essential information, which Shepherd spells out clearly.
Of course you might not need a loan to start your business, but each element in a business plan will keep you on track, will remind you of your goals so you don't go off on a tangent.
Shepherd's two chapters that list business ideas are divided into those with start-up costs between $0 and $500 and those with start-ups ranging from $500 to $1,000. She also includes a list of what you need to start particular enterprises and how much annual income you can expect from each. For instance, if you want to be a cake decorator, you will need the proper kitchen tools in addition to the usual items, like telephone, fax, invoices and other necessities, and you can expect to make between $5,000 and $25,000 a year.
In those chapters listing business possibilities there are several you might not think of, like astrology, animal breeder and disc jockey. Every chapter also includes at least one success story that consist of hows, whys, highs and lows of people's businesses.
Overall, the step-by-step, clear instructions for every aspect of starting an inexpensive retirement business make this book a must-have for the new business person.
 Keep earning after you retire July 28, 2008
Marilee Reyes (Eugene, Oregon)
101 Businesses You Can Start With Less Than One Thousand Dollars -- For Retirees
By Heather L. Shepherd
The author likens starting an entrepreneurial business to the process of making a cake. It takes a recipe, the right ingredients, a certain amount of time to bake, telling everyone the "cake" is ready, and then enjoying the sweet rewards.
Being your own boss, she points out has its pros and cons and sometimes they are the same thing. Shepherd speaks from experience, having started several successful businesses on her own, she is sharing information that she has garnered from the experience. The book will serve as a guideline to anyone considering entrepreneurship and is organized in easy to follow steps that can be applicable to someone starting from scratch or a person segueing from a hobby to a money-making enterprise.
Written specifically for the retiree who is contemplating a second career, either out of financial need or just the desire to remain active and involved, Shepherd approaches her subject with those details in mind.
Two of the most important parts of the book are devoted to self-evaluation and the importance of a business plan. The individual is directed to ask themselves the hard questions. What is it that you are planning to do and how are you going to do it? Are you prepared for the work involved? Do you have or can you acquire the business skills? What will be the right business for you? And are you prepared to invest yourself in the every day maintenance required to be successful?
Additionally, helpful resources and support for the small business owners are compiled in one section, which will save a person a lot of leg work, and a section on the kinds of businesses available is included.
For someone just starting out, the minute details can be intimidating, but Shepherd points out that there are ways to be prepared for what comes at you. From advertising to the IRS, nothing should be scary, she says, if you are prepared. And that's the purpose of the book, to give the fledgling entrepreneur the tools to prepare him or herself for the adventure ahead. The rest, she says, is up to the individual who wants to be their own boss.
By Marilee Reyes
101 Businesses Review February 14, 2008
R. Coy
1 out of 2 found this review helpful
Entrepreneurial endeavors are on the rise and this informational guide will undoubtedly provide a great resource to those interested in jumping on the bandwagon.
Throughout the entire text, the authors take individuals step by step. The process begins with the positives and negatives involved in self-employment. A list of reasons to start a business is included and a list of resources to help is thrown into the mix.
The two most helpful sections of this text are the self evaluation and the lists of business to start. The self evaluation walks the reader through a list of simple checklists on marketing, sales, administration, finances, and person characteristics. As you go through these checklists, you can easily see how qualified you are to start your own business. Once you're ready to move on, the guide gives a worksheet on calculating income needs and overhead costs; a checklist for building groundwork ends the self assessment.
Extensive detail is put into the two business chapters of this book. For anywhere between $0 and $1000, you can jump into any of the opportunities listed. Each employment option includes the duties and education necessary, the income possibilities, the required equipment, the business base, and the clientele.
Without a doubt, this is a fabulous resource!
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